Disclaimer & Disclosures

Educational Purpose Only — Not Investment Advice

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Forward-Looking Statements and Opinions

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Accuracy of Information

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Third-Party Sources and Links

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Past Performance

Any discussions of historical performance, backtests, or hypothetical results are provided for educational purposes and do not guarantee future results. Past performance is not indicative of future performance.

Code, Tools, and Models

Any code, spreadsheets, tools, or models shared on this website are provided “as is” and may contain errors. Use at your own risk. You are solely responsible for validating outputs and confirming suitability for your objectives.

Conflicts of Interest

The site owner may hold positions in securities, funds, or other instruments discussed on this website and may buy or sell such positions without notice. The site owner is not obligated to update prior commentary or disclose real-time trading activity.

Employer and Affiliation Disclaimer

Unless explicitly stated otherwise, the views expressed on this website are solely those of the site owner and do not represent the views of any employer, institution, or affiliated organization.

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Last updated: December 13, 2025